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Why STARTOVERTODAY?
We provide you alternatives to bankruptcy with debt reduction options to help you to permanently eliminate your debt without the detrimental damage of Bankruptcy.
With the Credit Counseling industry on the decline, debt settlement is becoming the most viable solution, saving clients thousands of dollars more than CCCS.
We can help you permanently eliminate up to 70% of your debt and reduce your monthly payments by up to 60% .
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 "You are miracle workers. I can't believe that you've settled my $15,000 account for 24% and my $12,000 account for 27%. I've only been in the program for 2 months and I've already saved $20,160! Thanks for all that you are doing for me."
- Carol, Chicago, IL.
 "Thank You for taking care of our debt problems for us. We are really happy you are working with us. It relieves a lot of stress knowing someone is looking out for our best interest."
- Jessica, Stoughton, WI
 "I thought it was too good to be true, but now you've saved me over $14,000 in only one month!
- Elaine, San Jose, CA
With hundreds of collective years of financial experience, STARTOVERTODAY is a leader in the Debt Resolution Industry. Unlike most debt settlement companies who give everyone the same ballpark quote, we will take a close look at your accounts to give you an accurate quote of your actual savings.
STARTOVERTODAY will help you:
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Cut your payments in half
We can reduce your payments by up to 60%. |
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Cut your debt in half
We can negotiate to permanently eliminate up to 70% |
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Make one easy payment
All these benefits and more for one easy monthly payment. |
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Become Debt Free in 24 Months
Our typical plans range from 24 to 36 months until you are debt free! |
Click here to see some examples of previous settlements.
| February-08 |
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| Debt |
Settlement |
% |
Type |
$ 8,822.43
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$1,411.00
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15.99%
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line |
$18,950.34
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$3,800.00
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20.05%
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CC |
$12,903.30
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$2,700.00
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20.92%
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CC |
$ 1,563.90
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$ 350.00
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22.38%
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CC |
$ 5,770.41
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$1,442.50
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25.00%
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loan |
January-08
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 |
| Debt |
Settlement |
% |
Type |
$20,064.68
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$3,010.00
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15.00%
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CC |
$ 6,731.17
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$1,010.00
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15.00%
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loan |
$13,113.60
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$1,968.00
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15.01%
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CC |
$ 2,504.95
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$ 500.00
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19.96%
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loan |
$19,660.98
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$3,933.00
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20.00%
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CC |
December-07 |
 |
| Debt |
Settlement |
% |
Type |
$35,164.18
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$4,216.00
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11.99%
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CC |
$24,757.06
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$4,000.00
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16.16%
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CC |
$ 2,778.11
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$ 474.35
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17.07%
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CC |
$ 6,962.11
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$1,338.42
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20.00%
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line |
$ 7,673.29
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$1,534.66
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20.00%
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loan |
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Become Debt Free!
Are you feeling the strain of your debt?
If you are like most Americans today, you are starting to feel trapped between the rising gas prices, the sliding economy and the overwhelming burden of your rising credit card debt. At this point every little bit helps.
Get our of that cycle and take a step in the right direction! We have Financial Strategists standing by ready to help you permanently reduce your debt right now!

Guaranteed Debt Redutcion
Are You "In Over Your Head" And "Drowning In Debt"? Sick Of Feeling Held Hostage By High Interest Credit Card Debt? Frustrated By Creditors Calling Or Crippled By Medical Bills? Wishing You Saw A Light At The End Of The Tunnel?
FINALLY, You've Found The Debt Relief You've Been Searching For: Someone Who Will Work With You
1-On-1 To ELIMINATE Your Debt Worries -- Usually Debt Free In 24 Months, GUARANTEED!
If you're struggling to make minimum payments, with no end in sight,
then it's our MISSION to help you.
STARTOVERTODAY provides the consumer a DEBT RESOLUTION PROGRAM that leverages extensive creditor and collector relationships, deep knowledge of the credit cycle, client specific financial traits, and the scale of our customer base to dramatically reduce our clients’ debt and allowing them to experience financial independence.The following are some reasons why an interested client should let SOT help them become DEBT FREE:
One Low Monthly Payment
STARTOVERTODAY customizes a program for clients with a monthly payment that fits within their budget. This monthly amount is frequently as low as half their current monthly payments. After enrolling in SOT’s Debt Resolution Program, life becomes much simpler. All clients have to do is set-aside this affordable amount each month into a savings account controlled by the client. SOT handles the rest.
Minimize Creditor Calls
Once a client enrolls in the program, SOT’s first priority is to minimize creditor harassment. SOT utilizes several techniques to reduce the headache and stress of hassling creditors.
Settle Your Debts
As a client saves money, SOT’s Debt Resolution Program optimizes settlements and timing. Debts can be reduced to as low as 40-50% of what is owed. For example, if a client owes $10,000 to their creditors, SOT could save that client as much as $6,000! After each settlement, the client will receive a 'Good News Letter' containing legal proof that no more money is owed.
Become Debt Free
In as little as 12-30 months become debt free and enjoy financial independence!
STARTOVERTODAY's Money-Back Guarantee
No service fees unless SOT produces results and the client saves money!
Call 1-800-251-1991 To Become Debt Free Today!
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In general, SOT works with individuals who are in a state of financial hardship. A “hardship” is broadly defined and could be any number of financially damaging events including loss of employment or reduced income, a divorce, injury, severe medical bills, or a variety of other circumstances that cause someone to accumulate too much debt and lead to an inability to pay his/her bills.
Comparison Chart
This chart compares what you could potentially pay and how long it could take you to become debt-free, depending on which option you choose. This chart represents the results for a typical client with $30,000 in debt. Actual results may vary depending on your specific situation.

STARTOVERTODAY’s “Debt Resolution Program” is custom tailored to find the optimal solution to help the client: lower their monthly payments to a managable level and consolidate them into one easy payment, deal with harassing creditors, and get them debt free within 2 - 3 years.
You'll See Savings Right Away
Our programs are designed to help you where you need help the most and save you money along the way. Our Financial Strategists will help design the program that's best for you!
STARTOVERTODAY.COM is a Nationwide Financial Solutions Company that has helped resolve over $150,000,000 in debt since 2002 - with no Consumer Complaints! Look for the nearest STARTOVERTODAY.COM branch office coming to your area soon!

100% Debt Free Guarantee
We are 100% committed to educating & inspiring you to make your best choice for immediate debt relief & long term financial sucess!
Call 1-800-251-1991 To Become Debt Free Today!
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